Hi there, i am a young lady who has found herself in a financial difficulty after my first employment. Because i was working for the first time after my studies i landed in alot of debt. Opening this and that accounts and ended up over indebted. i took the initaitive to apply for Debt review because at time i thought it was the best option for me. i was under Debt care for almost a year and i decided to stop payments because they did not render the service that they promised in the beginning of my application. I havent paid my accounts since then and i would like to start paying my creditors myself from now on. i wanted to find out how i can cancel the debt review under my name and start paying all my loans off. i have had an increase at work and i feel i am able to continue paying my account. Is it possible if a civil court may give me such a clearance? and what is the procedure?