I am currently in the process with a course on Criminal Justice and need assistance with some issues.
Mr. X instructed his Bank to pay a Creditor AAA but by mistake (error) furnished his bank with the wrong Account Number for AAA. He was under the impression he provided his Bank with the correct account number for Creditor AAA.
The provided bank account number in fact belonged to a unknown Third Party Z. As result of the incorrect instruction the Bank paid the money into the account of T/Party Z. Z became aware of the deposit into her her account. Z realised it was a mistake, but still used the money to buy a new house?
Question: Did Z commit a crime and what all elements of crime would be referred to?
(Would this example relate similar as the student who by mistake received R14 000 000 in her study account.)