To whom it may concern
We have a problem with our electricity in our flat. We have informed the landlady, but she refuses to fix right now and says she will have it fixed when she can. Now I would like to know, Who would be held liable for damages if anything happens to my personal appliances because of the faulty electricity? and if I do have insurance, who would be liable to pay the excess if something were to happen? would I pay it then remove it from the monthly rent?